Provides non-banking credit services.
Jacob Finance proved in 2025 that it can keep growing its loan book quickly, but the business still depends on rapid portfolio turnover, open bank lines, and capital discipline. The key question now is growth quality, not just growth size.
Jacob Finance still has room above its bank lines, but that room is smaller and more conditional than the line-expansion headlines imply. By year-end 2025, roughly NIS 2.531 billion was already drawn out of NIS 2.85 billion of approved bank lines, and the non-bank support layer…
Jacob Finance's 2025 credit-loss benefit came mainly from a lower general reserve on a performing book that grew into shorter-duration, larger and better-dispersed borrowers. That is a constructive sign on portfolio quality, but not yet full proof that the structural loss rate h…
