Provides general insurance, health, life insurance &long term savings services
IDI Insurance ended 2025 as a broader insurer, where underwriting outside motor now almost balances motor property profits, but compulsory motor and aggressive capital return still cap the margin of safety.
Most of IDI's 2025 profit was built in underwriting: insurance service result net of operating expenses rose to NIS 450 million, while cumulative financial effects still stayed negative at NIS 17.1 million. Capital markets mainly helped by hurting less than they did in 2024, not…
Compulsory motor remained IDI's weak line in 2025: premiums rose 8% to NIS 679.6 million, but insurance-service result swung to a NIS 12.8 million loss and total result deteriorated to a NIS 24.6 million loss, showing that price increases are still being absorbed by claims press…
The headline 133% solvency ratio and NIS 488 million of excess capital look comfortable, but once the full NIS 250 million of dividends tied to 2025 profit is loaded onto the same capital base, analytical excess capital drops to about NIS 298 million and the ratio moves down to…
